Elgin, West Dundee, Carpentersville Illinois real estate listings, home buying, selling and relocation information

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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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More than "Just Your Job..."
I'm sure you felt everything you did was 'just your job'; but it must’ve been how you did it that was so great. Your skill at your age is impressive!
Bob & Sarah Holcombe, Hampshire
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Hilda & Dave Jones is one of The Top Selling Real Estate Experts™
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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What three things are necessary in order to purchase a home?
A	Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible.
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Hilda Jones, REALTOR®, real estate agents and broker for Elgin, West Dundee, Carpentersville Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

The Hilda Jones Team
Baird & Warner
2255 Randall Road
Carpentersville, IL 60110
Direct Line: 847-783-6118
Fax: 312-592-4766
Team Admin: jones.team@bairdwarner.com
Hilda: Hilda.Jones@bairdwarner.com
Jenny: Jenny.Becker@bairdwarner.com
Hilda's excellence is both professional and personal, creating a winning track record of utmost success. As the #1 Sales Team at Baird & Warner since 2002, she is among the top 1% in sales nationally. Her clients know she sets her goals high, does her homework, is creative and thorough in all phases of property transactions. Each member of the team follows this example. They offer established expertise and local market branding, creating cross-marketing opportunities that strategically meet buyer and seller goals. This reputation is built on consistent record-breaking results achieved at a local level by the Hilda Jones Team members. Our office and agents have a long history of exceeding the expectations of the most discerning buyers and sellers. Add to that, national exposure and the strength of Baird & Warner, the dominant independent real estate company in the Chicago Area, and you have the most successful team working for you!

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