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More than "Just Your Job..."
I'm sure you felt everything you did was 'just your job'; but it must’ve been how you did it that was so great. Your skill at your age is impressive!
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Hilda & Dave Jones is one of The Top Selling Real Estate Experts™
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Ask Anything: Elgin, West Dundee, Carpentersville Illinois home buying, real estate listings, and homes for sale in Kane County, IL

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Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Q	What is the only land in the world that has not been walked on by human feet?
A	A small 200 square-mile section of Antarctica is the only terrain on Earth that not one person has stepped foot on.
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Hilda Jones, REALTOR®, real estate agents and broker for Elgin, West Dundee, Carpentersville Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

The Hilda Jones Team
Baird & Warner
2255 Randall Road
Carpentersville, IL 60110
Direct Line: 847-783-6118
Fax: 312-592-4766
Team Admin: jones.team@bairdwarner.com
Hilda: Hilda.Jones@bairdwarner.com
Jenny: Jenny.Becker@bairdwarner.com
Hilda's excellence is both professional and personal, creating a winning track record of utmost success. As the #1 Sales Team at Baird & Warner since 2002, she is among the top 1% in sales nationally. Her clients know she sets her goals high, does her homework, is creative and thorough in all phases of property transactions. Each member of the team follows this example. They offer established expertise and local market branding, creating cross-marketing opportunities that strategically meet buyer and seller goals. This reputation is built on consistent record-breaking results achieved at a local level by the Hilda Jones Team members. Our office and agents have a long history of exceeding the expectations of the most discerning buyers and sellers. Add to that, national exposure and the strength of Baird & Warner, the dominant independent real estate company in the Chicago Area, and you have the most successful team working for you!

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