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Closing or Settlement >Closing Costs

If you are in the process of buying a home, you have probably figured out how much you will need for the down payment, but don't forget about the closing costs associated with the purchase of any property. These additional costs can add up to a significant amount.

Closing costs will vary, depending upon the costs of financing your home loan and the time of the month that you close. Your real estate agent will be able to give you an estimate of all these costs, including the points on your loan, private mortgage insurance (if required), the title search, title insurance, attorneys' fees, and any transfer taxes or recording fees changed by local government agencies. There may also be property taxes, homeowners' association fees and insurance that must be prepaid.

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Q	What was a sure way to accumulate wealth through the 1970s and early 1980s?
A	Many people made their fortunes in real estate during this period.
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Hilda Jones, REALTORŽ, real estate agents and broker for Elgin, West Dundee, Carpentersville Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Hilda Jones
Baird & Warner
2255 Randall Road
Carpentersville, IL 60110
Direct Line: 847-783-6118
Fax: 312-592-4766
Email: hilda.jones@bairdwarner.com
Hilda's excellence is both professional and personal, creating a winning track record of utmost success. As the #1 Sales Team at Baird & Warner since 2002, she is among the top 1% in sales nationally. Her clients know she sets her goals high, does her homework, is creative and thorough in all phases of property transactions. She offers established expertise and local market branding creating cross marketing opportunities that strategically meet buyer and seller goals. This reputation is built on consistent record-breaking results achieved at a local level by the Hilda Jones Team members. Our office and agents have a long history of exceeding the expectations of the most discerning buyers and sellers. Add to that, national exposure and the strength of Baird & Warner, the dominant independent real estate company in the Chicago Area, and you have the most successful team working for you!

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